{"id":8416,"date":"2022-07-18T02:43:54","date_gmt":"2022-07-18T02:43:54","guid":{"rendered":"https:\/\/www.sbilhbank.com.kh\/?page_id=8416"},"modified":"2022-08-10T06:25:25","modified_gmt":"2022-08-10T06:25:25","slug":"%e1%9e%94%e1%9f%90%e1%9e%8e%e1%9f%92%e1%9e%8e%e1%9e%93%e1%9e%b7%e1%9e%98%e1%9f%92%e1%9e%98%e1%9e%b7%e1%9e%8f%e1%9e%a5%e1%9e%8e%e1%9e%96%e1%9e%93%e1%9f%92%e1%9e%92%e1%9e%9c%e1%9e%b8%e1%9e%9f%e1%9e%b6","status":"publish","type":"page","link":"https:\/\/www.sbilhbank.com.kh\/en\/%e1%9e%94%e1%9f%90%e1%9e%8e%e1%9f%92%e1%9e%8e%e1%9e%93%e1%9e%b7%e1%9e%98%e1%9f%92%e1%9e%98%e1%9e%b7%e1%9e%8f%e1%9e%a5%e1%9e%8e%e1%9e%96%e1%9e%93%e1%9f%92%e1%9e%92%e1%9e%9c%e1%9e%b8%e1%9e%9f%e1%9e%b6\/","title":{"rendered":"Virtual Card"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-g5element-full-width=\"true\" data-g5element-stretch-content=\"true\" class=\"vc_row wpb_row vc_row-fluid vc_row-no-padding\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"254\" src=\"https:\/\/www.sbilhbank.com.kh\/wp-content\/uploads\/2022\/08\/Virtual-Card-1024x339.jpg\" class=\"vc_single_image-img attachment-large\" alt=\"\" title=\"Virtual Card\" srcset=\"https:\/\/www.sbilhbank.com.kh\/wp-content\/uploads\/2022\/08\/Virtual-Card-1024x339.jpg 1024w, https:\/\/www.sbilhbank.com.kh\/wp-content\/uploads\/2022\/08\/Virtual-Card-300x99.jpg 300w, https:\/\/www.sbilhbank.com.kh\/wp-content\/uploads\/2022\/08\/Virtual-Card-768x254.jpg 768w, https:\/\/www.sbilhbank.com.kh\/wp-content\/uploads\/2022\/08\/Virtual-Card-1536x508.jpg 1536w, https:\/\/www.sbilhbank.com.kh\/wp-content\/uploads\/2022\/08\/Virtual-Card-2048x677.jpg 2048w, https:\/\/www.sbilhbank.com.kh\/wp-content\/uploads\/2022\/08\/Virtual-Card-18x6.jpg 18w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"gel-heading gel-heading-style-01 text-left\">\n\t\t<h4 class=\"gel-heading-title\">\n\t\tVirtual Card\t<\/h4>\n\t<\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Visa Virtual Card is plastic-less card available and can be control in your SBI LY HOUR App. Card can be link to your nominated account or which you use as a funding account to fund your Visa Virtual Card and where your transactions will be reflected.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-tabs vc_tta-color-secondary vc_tta-style-classic vc_tta-shape-rounded vc_tta-spacing-1 vc_tta-tabs-position-top vc_tta-controls-align-left\"><div class=\"vc_tta-tabs-container\"><ul class=\"vc_tta-tabs-list\"><li class=\"vc_tta-tab vc_active\" data-vc-tab><a href=\"#1654067544962-0e66d84d-c2369e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Benefits<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1654067544977-88d0809f-21999e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Fees &amp; Charges<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1654067553754-c005cb50-d4bc9e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">How to Apply Card<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1657184951718-0473e54f-efe5c108-01330ecc-9ce7\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Document<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1654067554861-332b5c0f-68989e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">FAQ<\/span><\/a><\/li><\/ul><\/div><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel vc_active\" id=\"1654067544962-0e66d84d-c2369e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1654067544962-0e66d84d-c2369e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Benefits<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li>Card can be requested immediately.<\/li>\n<li>Free annual card application and service.<\/li>\n<li>There are notifications every time you operate.<\/li>\n<li>The function protects the information on the card.<\/li>\n<li>Fast and secure online payment.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1654067544977-88d0809f-21999e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1654067544977-88d0809f-21999e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Fees &amp; Charges<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<table width=\"674\">\n<tbody>\n<tr>\n<td width=\"42\"><strong>No<\/strong><\/td>\n<td width=\"282\"><strong>Fee Charge<\/strong><\/td>\n<td width=\"108\"><strong>Frequency<\/strong><\/td>\n<td width=\"242\"><strong>Amount (USD)<\/strong><strong>Amount (USD)<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"42\">1<\/td>\n<td width=\"282\">Annual Fee \u2013 Principal<\/td>\n<td width=\"108\">Annually<\/td>\n<td width=\"242\">Free of Charge<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">2<\/td>\n<td width=\"282\">PIN (Set from Mobile App)<\/td>\n<td width=\"108\">Per Card<\/td>\n<td width=\"242\">Free of Charge<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">3<\/td>\n<td width=\"282\">Purchase Trn Limit<\/td>\n<td width=\"108\">Per Day<\/td>\n<td width=\"242\">$1,000<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">4<\/td>\n<td width=\"282\">Number of Purchase Trn Limit<\/td>\n<td width=\"108\">Per Day<\/td>\n<td width=\"242\">20<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">5<\/td>\n<td width=\"282\">Foreign Currency Fee<\/p>\n<p>When Purchase Cash Withdrawal in Non-USD<\/td>\n<td width=\"108\">Per Transaction<\/td>\n<td width=\"242\">3%<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">6<\/td>\n<td width=\"282\">Card Expiry<\/td>\n<td width=\"108\">Per Card<\/td>\n<td width=\"242\">2 Years<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">7<\/td>\n<td width=\"282\">SMS, Email in - App Notification<\/td>\n<td width=\"108\">Per Time<\/td>\n<td width=\"242\">Free of Charge<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">8<\/td>\n<td width=\"282\">Type of Service Supported<\/td>\n<td width=\"108\">&#8211;<\/td>\n<td width=\"242\">Retail \/ Online Purchase<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">9<\/td>\n<td width=\"282\">Cardholder Cashback Reward  (Subject to Promotion Scheme)<\/td>\n<td width=\"108\">&#8211;<\/td>\n<td width=\"242\">1%<\/td>\n<\/tr>\n<tr>\n<td width=\"42\">10<\/td>\n<td width=\"282\">Verified by VISA<\/td>\n<td width=\"108\">&#8211;<\/td>\n<td width=\"242\">All Ecommerce Transactions are Protected and Verified by VISA<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1654067553754-c005cb50-d4bc9e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1654067553754-c005cb50-d4bc9e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">How to Apply Card<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Please visit our branches nearest to you and our team will warmly welcome and help you to apply the card or contact<br \/>\nContact us for more information via our 24\/7:<br \/>\nHotlines: +85523 980 888<br \/>\ninfo@sbilhbank.com.kh<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1657184951718-0473e54f-efe5c108-01330ecc-9ce7\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1657184951718-0473e54f-efe5c108-01330ecc-9ce7\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Document<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"gel-list gel-list-style-01 gel-69f766e4ec431 gel-69f766e4ec4b7\">\n    <ul class=\"content-list circle-type\">\n                                                            <li class=\"item-list gel-list-item\">\n                                                            General Terms and Conditions                                    <\/li>\n                                                                        <li class=\"item-list gel-list-item\">\n                                                            Product Features and Benefits                                    <\/li>\n                                                                        <li class=\"item-list gel-list-item\">\n                                                            Worldwide Airport Lounges                                    <\/li>\n                                                                        <li class=\"item-list gel-list-item\">\n                                                            Debit Card Application Form                                    <\/li>\n                                                                        <li class=\"item-list gel-list-item\">\n                                                            Credit Card Application Form                                    <\/li>\n                                                                        <li class=\"item-list gel-list-item\">\n                                                            Fees &amp; Charges                                    <\/li>\n                        <\/ul>\n<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1654067554861-332b5c0f-68989e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1654067554861-332b5c0f-68989e29-b3ec81f0-417ac108-01330ecc-9ce7\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">FAQ<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q1: How are my online purchases secured with Visa?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p style=\"text-align: left;\"><strong>A<\/strong>: Visa has developed a program that helps confirm your identity when you make an online purchase. There\u2019s no need to download anything, install software, or register your account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you\u2019re you and better protects you from fraud. This is one way SBI LY HOUR Bank and Visa have teamed up to secure your accounts.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q2: What is the benefit for consumers?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p><strong>A:<\/strong> Through this program, you have an added layer of protection that prevents the unauthorized use of your Visa card while shopping online. This service helps us know you\u2019re really you and most importantly it protects you from fraud.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q3: Is my personal information safe and secure?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p><strong>A:<\/strong> Yes. Your information is transmitted using a high level of encryption and is stored on a secure server.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q4: Does this Visa service cost me anything?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p><strong>A:<\/strong> No. There are no costs associated with this service.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q5: How will I know if my online purchase has this added layer of protection?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p><strong>A:<\/strong> This service will automatically work at checkout at any of Visa's participating online merchants. Remember, there\u2019s no need to download anything, install software, or register for an account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you\u2019re you and protect you from fraud. Lastly, if you see the following Visa Secure badge on participating online merchants\u2019 websites this also indicates the use of this service.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q6: Can I still use my SBI LY HOUR Visa card at online merchants that are not participating in this program?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p><strong>A:<\/strong> Yes, your SBI LY HOUR Visa card will continue to work as usual if the merchant is not participating in this program. our transaction will still be protected by multiple layers of security and zero liability for fraudulent purchases.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q7: Can I use both credit and debit cards?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p><strong>A:<\/strong> Yes! This service was designed for both Visa credit and debit cards when shopping online. When you use your Visa debit card, your online transaction experience will be similar to a credit transaction.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q8: What happens when I finish shopping?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p><strong>A:<\/strong> Yes! This service was designed for both Visa credit and debit cards when shopping online. When you use your Visa debit card, your online transaction experience will be similar to a credit transaction.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q9: If I do encounter this extra verification step, what will the extra check be?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p><strong>A:<\/strong> SBI LY HOUR Visa has a number of tools that can help verify your identity such as one-time passcode or biometrics. If you encounter this extra step, simply follow the instructions on your screen to verify your identity.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_accent  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4>Q10: I see the Visa logo when I\u2019m going through the extra check. What\u2019s this about?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p>A: If you do encounter this extra verification step, Visa helps transmit the information being shared between the merchant and us. The Visa logo is there to give you peace of mind that the transmission is secure.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"\u1794\u17d0\u178e\u17d2\u178e\u1793\u17b7\u1798\u17d2\u1798\u17b7\u178f\u179c\u17b8\u179f\u17b6 \u1794\u17d0\u178e\u17d2\u178e\u1793\u17b7\u1798\u17b7\u17d2\u1798\u178f\u179c\u17b8\u179f\u17b6 \u1782\u17ba\u1787\u17b6\u1794\u17d0\u178e\u17d2\u178e\u1798\u17bd\u1799\u1794\u17d2\u179a\u1797\u17c1\u1791\u178a\u17c2\u179b\u1794\u1784\u17d2\u17a0\u17b6\u1789\u179a\u17bc\u1794\u179a\u17b6\u1784\u1794\u17d0\u178e\u17d2\u178e\u178f\u17c2\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1780\u1798\u17d2\u1798\u179c\u17b8\u1792\u17b8\u1792\u1793\u17b6\u1782\u17b6\u179a\u1785\u179b\u17d0\u178f\u17d4\u1794\u17d0\u178e\u17d2\u178e\u17a2\u17b6\u1785\u1797\u17d2\u1787\u17b6\u1794\u17cb\u1787\u17b6\u1798\u17bd\u1799\u1782\u178e\u1793\u17b8\u1794\u1789\u17d2\u1789\u17be 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