
Introduction
Bakong is the latest generation of Mobile Payments and Banking Platform initiated by the National Bank of Cambodia.
SBI Ly Hour Bank is a Member of Bakong and under this membership, SBILH customer able to conduct money transfer (send and receive) between SBILH Mobile App and Bakong Mobile App, do transfer cross banks (Bakong Member) seamlessly, also able to use QR to make and receive payment with free of charge.
How to Transfer from SBILH MB App to Bakong Wallet
1 Launch the “SBI Ly Hour Bank” mobile app
2 Log in with valid credentials (PIN or Biometrics)
3 Select on “Transfer”
4 Select on “Bakong Wallet”
5 Enter the recipient’s Bakong wallet number
6 Choose currency KHR or USD
7 Enter amount and confirm the transaction with your SBILH Mobile App PIN
8 Transaction successful
How to Transfer from SBILH MB App to Other Banks
1 Launch the “SBI Ly Hour Bank” mobile app
2 Log in with valid credentials (PIN or Biometrics)
3 Select on “Transfer”
4 Select on “Bakong Wallet”
5 Choose Beneficiary Bank
6 Enter the Account Number
7 Enter amount and confirm the transaction with your SBILH Mobile App PIN
8 Transaction successful
Fee & Charge
No | Type of Service Supported | Transaction Amount | Daily Limit | Fee Charge |
1 | Transfer to Bakong Wallet | ≤ USD 10,000 and KHR 40,000,000 | ≤ USD 10,000 and KHR 40,000,000 | Free of Charge |
2 | Transfer to Bakong Other Banks | ≤ USD 50,000 and KHR 200,000,000 | ≤ USD 50,000 and KHR 200,000,000 | Free of Charge |
– Incoming transactions are free of charge.
– All out going transactions are free of charge.
How to make payment via QR code
1 Launch the “SBI Ly Hour Bank” mobile app
2 Log in with valid credentials (PIN or Biometrics)
3 Select button “QR”
4 Select “Scan QR”
5 Enter “Amount” and confirm the transaction with your SBILH Mobile App PIN
6 Transaction successful

How to make receive payment via QR code
1 Launch the “SBI Ly Hour Bank” mobile app
2 Log in with valid credentials (PIN or Biometrics)
3 Select button “QR”
4 Select “Generate QR”
5 Save and share to sender


How to Cash-In and Cash-Out with Bakong Wallet
All Bakong users can visit SBILH Bank 5 Branches as listed below to cash-in/cash-out their funds from their Bakong Wallet by using KHQR.
Branch | Address |
Chamkar Mon | Building 118, Street Preah Norodom, Sangkat Tonle Basak, Khan Chamkar Mon |
Chrouy Changvar | No F06, National Road No 6A, Sangkat Preaek Lieb, Khan Chraoy Chongvar |
7 Makara | Building 219, Street128&169, Sangkat Mittapheap, Khan 7 Makara, Phnom Penh |
Tuol Kork | N 85-86-87-88, Kim II Sung Blvd (289), Sangkat Boeng Kak 2, Khan Tuol Kouk |
Chbar Ampov (2) | No 25, National Road No 1, Phum Daeum Ampil, Sangkat Chhbar Ampov Ti Muoy, Khan Chbar Ampov |
Note:
No | Type | Transaction Amount | Daily Limit | Fee Charge |
1 | Cash Deposit | ≤ USD 2,500 and KHR 10,000,000 | USD 2,500 and KHR 10,000,000 | Free of Charge |
2 | Cash Withdrawal | ≤ USD 2,500 and KHR 10,000,000 | USD 2,500 and KHR 10,000,000 | Free of Charge |
How to Cash-In and Cash-Out with Bakong Wallet
Click on the icon below to download SBILH Mobile from App’s Store, Play Store or App Gallery

Term and Conditions
Please click here to see the Bakong service term and conditions.
Contact us:
Email: [email protected],
Telegram: https://t.me/sbilyhour
Facebook: https://m.me/sbilhbank.com.kh
Hotline: +(855) 23 980 888