SBI Bank (Cambodia) PLC. (the Bank) traces its origins to 2012 when it was established as LY HOUR Microfinance Institution Plc. On March 23, 2020, upon receiving a full banking license from the National Bank of Cambodia, it transformed to a commercial bank under the name of SBI LY HOUR Bank Plc., through a strategic investment from Lok Neak Oknha Ly Hour and SBI Holdings, Inc. Then, in September 2025, it became a wholly-owned subsidiary of SBI Holdings, Inc, and was rebranded as SBI Bank (Cambodia) Plc. The Bank now focuses on using advanced fintech and other innovative technologies to expand its high-quality services for both corporate and individual clients.
Currently, the Bank has over US$1.15 billion in total assets and a network that reaches all 25 provinces and cities in the Kingdom of Cambodia. This includes 51 branches, over 50 ATMs/CRMs, and partnerships with more than 3,000 LY HOUR Pay Pro agent locations. The Bank has been also actively expanding its branch and ATM/CRM network while improving its money transfer services through Swift, Ripple, MoneyGram, and SBI Remit.
We should all uphold honesty in performing our duties, without deceit or pretense in our work. We must not be corrupt or embezzle the bank's assets.
All our employees should have a team spirit in achieving our work goals and always provide attractive services to all our stakeholders. We should avoid blaming each other when needed.
This refers to the willingness to accept responsibility for one's actions. We should always consider this work as our own, be cautious about losses and gains, and strive to do our best (DAPO - Do as Perfectly as possible). If mistakes occur, we must learn from them and avoid repeating them.
Demonstrate high professional competence in products and comprehensive services, providing customers with confidence.
Leaders create more leaders, meaning everyone must have high creativity and ensure their work progresses and achieves the set plans.
In operational work, decisions, motivation, discipline, or reprimands must be based on the bank's principles, not on friendships, family relationships, political affiliations, religion, or ethnicity.
We respect and highly value the efforts of any employee or team that achieves high-volume and high-quality work (well done, neat, robust, fast, cost-effective, and ensuring future risk resilience, etc.).
This means that all our actions, words, and behaviors between employers and employees, leaders regardless of status, or with customers, we must always adhere to mutual respect, with appropriate words, friendliness, and dignity.
Demonstrate perseverance, effort, and overcoming difficulties to achieve all work, even if it requires so
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