Mr. Chea Phalarin was appointed as our new Chief Executive Officer (CEO) in SBI LY HOUR Bank Plc. effective from February 17, 2023.
Prior to joining SBI LY HOUR Bank Plc., Mr. Phalarin had served as the Chief Executive Officer (CEO) more than 20 years at AMRET Microfinance Institution.
Furthermore, he has extended his leadership to board roles including the Board of Director of AMRET, the Cambodia Microfinance Association (CMA), and various institutions including the Rural Development Bank and Credit Bureau Cambodia.
Mr. Phalarin holds master’s degree in Business Administration from Utara University of Malaysia and BBA in agricultural economics from the Economic Science Institute, Cambodia
With his exceptional track records as CEO and Board of Director, extensive leaderships, and diverse professional experiences over 25 years+, we are confident that Mr. Phalarin will continue to lead SBI LY HOUR Bank Plc. to greater heights to achieve the Bank’s Vision and Mission”.

Joined Ly Hour Microfinance Institution Plc., as Deputy Chief Executive Officer and Chief Risk Officer in 2012. He was a scholarship student from National University of Management. He graduated his Bachelor of Business Administration (BBA), majored in Accounting and Finance in 1999. Then in 2004, he obtained a Master of Business Administration (MBA), majored in General Management from Preston University, United State of America. He got some 20 years experiences in administrative management, accounting, finance, credit portfolio and risk management across international non governmental organizations and also in banking sectors. Prior to this, he was a Credit Risk Manager with ANZ Royal Bank (Cambodia) Limited where he held the Credit Approval Discretion – CAD to approve loan request for a single customer up to USD 2 Million before promoting to Head of Retail Lending where he looked after the whole retail lending portfolio including SMEs & Home Loans.

Sareth has more than 17 years of experience in banking and financial services. He joined SBI LY HOUR Bank as Chief Business Officer in late 2019 and then is promoted to be Deputy Chief Executive Officer in late March 2022.
Before re-employing by SBI LY HOUR Bank Plc, he used to work in several senior executive roles in Cambodia Post Bank Plc, ANZ Royal Bank, AMRET Microfinance Institution, and UNDP.
He is studying final level (3) of the Chartered Banker (CB) from the chartered banker Institute (CBI) and Asian Institute of Chartered Banker (AICB).
He is a CIMA member and a Chartered Global Management Accountant (CGMA) from Chartered Institute of Management Accountant (CIMA), UK. And he is also a CMA member and a Certified Management Accountant, AMA, from Australia.
Furthermore, he holds an MBA in Financial Management from Royal University of Law and Economic (RULE) and a BA of accounting from Maharishi Vedic University.

Before joining the Bank, he started his career at an international audit firm for a few years before taking on many different Executive Positions such as Secretary General, COO, Finance Director, Supply Chain Director, and Production Director. During that time, he has contributed to transforming a European Union funded project into a major social business.

In his early life spending over two (2) decades in France, Mr. Kernem Vidano has earned three (3) different degrees in Political Sciences, Economy, Finance, and Business.

In 2020, he first joined SBI LY HOUR Bank Plc. as Board of Director, and he definitely outshined during his tenure.

Proven by his extensive leadership, diverse professional experience, key milestones, commitments, and dedication to the Bank’s Vision and Mission, we are confident that Mr. Kernem Vidano will continue to level up the bar.

Mr. Phat Reatana joined LY HOUR Microfinance as Chief of Internal Audit Officer in June 2018. He graduated with a Bachelor’s of Business Administration in Accounting from the National University of Management in Cambodia and obtained a Masters of Business Administration in field of Finance at Charles Stuart University, Australia. He has more than 20 years’ experience in Microfinance Activities in one accredited MFI in Cambodia in various positions such as an Internal Auditor, then was promoted as Head of Internal Audit in May 1999, appointed as Head of Risk Management and Compliance in May 2010. During this period, Reatana did very great achievement to set up an Internal Audit Function and Risk Management Function in Institution.

Mr. ROS Sokha has over 20 years of banking experiences. Mr. Ros Sokha started his banking career at Union Commercial Bank running Visa Card Center implementing the first EMV (Europay, MasterCard and Visa) Platinum Card in the country. He later joined ANZ Royal in 2005 where he worked with regional project team to rollout electronic banking regional agenda transforming and modernizing the banking landscape. He was later seconded to ANZ Laos for cards and electronic banking transformation. He led and drove cards and digital banking at Foreign Trade Bank of Cambodia prior to joining Sathapana Bank as Chief Digital Officer where he drove and led an aggressive transformation digital and card agenda.

Mr. Ros Sokha graduated an MBA from Asian Institute of Technology, Thailand and Ecole Supérieure de Commerce Nantes Atlantique (ESCNA) in France in 1999.

Borat had more than 13 years of experience in audit of banking and financial institutions as well as other industries in Cambodia with KPMG Cambodia Ltd, in which he had spent 1.5 year working in KPMG Los Angeles Office, United State of America. He also had worked as the management consultant for the IFRS conversion projects, internal control assessment, credit risk modeling and financial projection due diligence for merger and acquisition (M&A) as well as for IPO purpose. He also worked in senior executive role with primary responsibility related to client engagements, strategy setting, budgeting and financial projections, analytical financial report for executive managements and Board, etc. In term of professional qualification, he holds a bachelor’s degree in Business Administration (BA) from Build Bright University. He has been awarded with the CFA Institute for the Investment Foundation in September 2021. He also is a ACCA member from the Association of Chartered Certified Accountant (ACCA), UK since year 2018. Currently, he is perusing final level (3) of the Chartered Banker (CB) from the Chartered Banker Institute (CBI) and Asian Institute of Chartered Banker (AICB).

Mr. Teang Sreng is the Chief of Staff of SBI LY HOUR Bank. He has more than twenty three years of experience in various sectors especially in Banking and Financial Institution (BFIs). He works as human resource strategic and business partner and being a member of executive committee in Amret MDI, and Prince Bank for more than 15 years. He is well-rounded in learning and development (L&D), human resource strategy, human resource management system (HRIS) and Learning Management System (LMS) management. Mr. Teang Sreng holds a Master of Business Administration major in general management (MBA) from Build Bright University, a Bachelor of Business Administration (BBA) in marketing from national university of management and a Bachelor of Education (Bed.) in TEFL from Institute of Foreign Languages (IFL) English Department. He also attended Human Resources Executive (HR C suit) and Strategy Execution from Harvard Business School, Microfinance Management from Boulder and other various short and specialized training courses both local and international professional training academy.

Mr. Visal has more than 11-year working experiences in commercial banking sector - internal audit, compliance, and risk management.
He graduated Master Degree in Accounting and Finance from La Trobe University, Australia, Bachelor Degree in Finance and Banking from National University of Management, and Bachelor Degree in Computer Science from Royal University of Phnom Penh.
He has also been certified within key professions- Certified Expert in Risk Management from Frankfurt School of Finance & Management, Germany, Advanced Certification in AML from International Compliance Association (ICA), the United Kingdom, and Regulatory Compliance from the Institute of Banking Finance (IBF), Cambodia.

Mr. Him Seila was appointed as Chief Retail Financial Service Officer for SBI LY HOUR Bank in October 2022. Prior to that. Mr. Him Seila held various management positions in leading regional banks and microfinance Institutions.

Mr. Him Sella holds an MBA in Management from the National Institute of Business and a bachelor's degree in marketing and computer science.