Description	USD, KHR, BHAT (Equivalent Currency)
Type of customers	Individual
Interest Rate and Principle	Provide annually or maturity
Tax on interest rate	6% (resident) , 14% (non-resident)
Monthly deposit the minimum balance	KHR 80,000		USD 20		THB 800
Calculation rate in system	Monthly accrued interest rate
Grace period	5 days of working day (in case of 5 days charge on base rate )
Close Account	Charge 2០,០០០ Riel equivalent currency in case of closing prior 3 months starting from the opening account’s day
Print passbook (losing, broken, run of note)	The first offer is complimentary.
	12,000 Riel (equivalent currency) on losing or broken or running out of notes.
Terms and Interest Rates
Terms	Base Rate		Bonus Rate			Total Rate
	KHR – USD	THB	KHR – USD		THB	KHR – USD		THB
2 Months	2%	N/A	0.25%		N/A​	2.25%		N/A
3 Months	2%	N/A	0.50%		N/A	2.50%		N/A
4 Months	2%	N/A	0.75%		N/A	2.75%		N/A
5 Months	2%	N/A	1%		N/A	3%		N/A
6 Months	2%	N/A	1.50%		N/A	3.50%		N/A
7 Months	2%	N/A	1.75%		N/A	3.75%		N/A
8 Months	2%	N/A	2%		N/A	៤%		N/A
9 Months	2%	N/A	2.25%		N/A	4.25%		N/A
10 Months	2%	N/A	2.50%		N/A	4.50%		N/A
11 Months	2%	N/A	2.75%		N/A	4.75%		N/A
12 Months	2%	1%	3.25%		N/A	5.25%		1%
24 Months	2%	N/A	Year 1	3.25%	N/A	Year 1	5.25%	N/A
			Year 2	3.50%	N/A	Year 2	5.50%	N/A
36 Months	2%	N/A	Year 1	3.75%	N/A	Year 1	5.75%	N/A
			Year 2			Year 2
			Year 3	4.00%	N/A	Year 3	6%	N/A

***Terms and conditions are subject to change at the Bank’s sole discretion without prior notice to customers.  

Essential Information:

Terms and conditions are subject to change at the Bank’s sole discretion without prior notice to customers.
For further information, please visit our nearest SBI LY HOUR Bank branch or call our hotline+855 23 980 888