Mr. Loy Sareth is a seasoned professional with over 20 years of experience spanning banking, financial services, international NGOs, and the education sector. He rejoined SBI LY HOUR Bank in November 2019 as Chief Business Officer. He was promoted to Deputy Chief Executive Officer in April 2022, and then was promoted to Chief Executive Officer in January 2026. Before rejoining SBI LY HOUR Bank, Mr. Sareth held senior executive roles at Cambodia Post Bank Plc, ANZ Royal Bank, AMRET Microfinance Institution, and the United Nations Development Programme (UNDP). He also contributed to the education sector through leadership roles at the International School of Phnom Penh (ISPP).

Mr. Sareth is a Fellow Chartered Management Accountant (FCMA) and Chartered Global Management Accountant (CGMA), jointly awarded by the UK-based Chartered Institute of Management Accountants (CIMA) and the American Institute of Certified Public Accountants (AICPA). He is also a Chartered Banker, jointly awarded by the UK-based Chartered Banker Institute (CBI) and the Asian Institute of Chartered Bankers (AICB). Additionally, he is a Certified Management Accountant (CMA), accredited by the Institute of Certified Management Accountants, Australia.

He holds an MBA in Financial Management from the Royal University of Law and Economics (RULE) and a BA in Accounting from Maharishi Vedic University (MVU).

Mr. Mao Polo joined Ly Hour Microfinance Institution Plc., as Deputy Chief Executive Officer and Chief Risk Officer in 2012. He was a scholarship student from the National University of Management. He graduated with a Bachelor of Business Administration (BBA) in 1999, majoring in Accounting and Finance. Then in 2004, he obtained a Master of Business Administration (MBA), majored in General Management from Preston University, United States of America. He has some 20 years of experience in administrative management, accounting, finance, credit portfolio, and risk management across international non-governmental organizations, and also in the banking sector. Before this, he was a Credit Risk Manager with ANZ Royal Bank (Cambodia) Limited, where he held the Credit Approval Discretion – CAD to approve loan requests for a single customer up to USD 2 Million before promoting to Head of Retail Lending, where he looked after the whole retail lending portfolio, including SMEs & Home Loans.

Mr. Mey Polin brings over 15 years of distinguished experience in the banking sector, marked by a strong track record in senior leadership. Currently, he serves as Chief Operating Officer at SBI LY HOUR Bank, where he leverages his expertise in strategic planning, organizational management, and development to foster sustainable growth.

He holds a Master’s degree in Commerce along with several professional diplomas earned throughout his career. Polin's former leadership experience includes roles such as Chief Operating Officer, Chief Business Development Officer, and Head of Sales, where he drove significant client growth, enhanced profitability and efficiency, and promoted financial inclusion through advanced digital transformation solutions. Known for his innovative approach, he has successfully launched new banking products and improved service delivery.

Fluent in English and Khmer, Polin combines strong analytical skills with practical decision-making, consistently driving performance, operational excellence, and long-term success.

Mr. Ny Borat had more than 13 years of experience in auditing banking and financial institutions, as well as other industries in Cambodia, with KPMG Cambodia Ltd. During this time, he spent 1.5 years working in the KPMG Los Angeles Office in the United States of America. He also worked as a management consultant for IFRS conversion projects, internal control assessments, credit risk modelling, and financial projection due diligence for mergers and acquisitions (M&A) and IPO purposes.

He has held senior executive roles with primary responsibilities related to client engagements, strategy setting, budgeting and financial projections, and analytical financial reporting for executive management and the Board.

In terms of professional qualifications, he holds a bachelor’s degree in business administration (BA) from Build Bright University. He was awarded the Chartered Financial Analyst (CFA) Institute Investment Foundations Certificate in September 2021. He is also a Fellow Member of the Association of Chartered Certified Accountants (ACCA), UK. Currently, he is pursuing the final level (3) of the Chartered Banker (CB) program from the Chartered Banker Institute (CBI) and the Asian Institute of Chartered Bankers (AICB).

Mr. Teang Sreng is the Chief of Staff of SBI LY HOUR Bank. He has more than twenty three years of experience in various sectors especially in Banking and Financial Institution (BFIs). He works as human resource strategic and business partner and being a member of executive committee in Amret MDI, and Prince Bank for more than 15 years. He is well-rounded in Learning and Development (L&D), Human Resource Strategy, Human Resource Management System (HRIS), and Learning Management System (LMS). Mr. Teang Sreng holds a Master of Business Administration major in general management (MBA) from Build Bright University, a Bachelor of Business Administration (BBA) in marketing from national university of management and a Bachelor of Education (Bed.) in TEFL from Institute of Foreign Languages (IFL) English Department. He also attended Human Resources Executive (HR C suit) and Strategy Execution from Harvard Business School, Microfinance Management from Boulder and other various short and specialized training courses both local and international professional training academy.

Mr. Va Luong Sorin serves as the Chief Information Technology Officer at SBI LY HOUR BANK, bringing extensive experience in IT leadership, digital transformation, and banking technology. Prior to joining SBI LY HOUR BANK, He was the Chief Information Officer and Chief Information Security Officer at one of the biggest commercial bank in Cambodia, where he led & chaired the IT Strategy, IT Committee, digital initiatives, a member of EXCO and Risk Management Committee for over a decade.

Mr. Sorin holds a Master of Science in Information Technology and has participated in various training programs both locally and globally, further enhancing his expertise in IT governance, IT Project Management, cybersecurity, BCP, fintech integration, and digital banking solutions.

Mr.Try Visal has more than 11 years of working experience in the commercial banking sector - internal audit, compliance, and risk management.
He graduated Master Degree in Accounting and Finance from La Trobe University, Australia, Bachelor Degree in Finance and Banking from National University of Management, and Bachelor Degree in Computer Science from Royal University of Phnom Penh.
He has also been certified within key professions- Certified Expert in Risk Management from Frankfurt School of Finance & Management, Germany, Advanced Certification in AML from International Compliance Association (ICA), the United Kingdom, and Regulatory Compliance from the Institute of Banking Finance (IBF), Cambodia.

Mr. Heng Texkong serves as the Acting Chief Internal Audit Officer of SBI LY HOUR Bank. He is responsible for leading internal audit activities, evaluating the adequacy and effectiveness of the Bank’s governance, risk management, internal control systems, and ensuring compliance with applicable regulatory requirements.
He brings over 15 years of professional experience in audit, assurance, and financial management, gained through roles in international audit firms and international development agency of U.S. federal government. His experience includes conducting risk-based audits, compliance reviews, operational performance audits, and advisory engagements to support sound financial and operational governance.
Mr. Heng Texkong is a Certified Public Accountant (CPA) and a Fellow Member of the Association of Chartered Certified Accountants (FCCA), and holds a Master’s degree in Accounting and Finance.