Mr. Chea Phalarin was appointed as our new Chief Executive Officer (CEO) in SBI LY HOUR Bank Plc. effective from February 17, 2023.
Prior to joining SBI LY HOUR Bank Plc., Mr. Phalarin had served as the Chief Executive Officer (CEO) more than 20 years at AMRET Microfinance Institution.
Furthermore, he has extended his leadership to board roles including the Board of Director of AMRET, the Cambodia Microfinance Association (CMA), and various institutions including the Rural Development Bank and Credit Bureau Cambodia.
Mr. Phalarin holds master’s degree in Business Administration from Utara University of Malaysia and BBA in agricultural economics from the Economic Science Institute, Cambodia
With his exceptional track records as CEO and Board of Director, extensive leaderships, and diverse professional experiences over 25 years+, we are confident that Mr. Phalarin will continue to lead SBI LY HOUR Bank Plc. to greater heights to achieve the Bank’s Vision and Mission”.

Joined Ly Hour Microfinance Institution Plc., as Deputy Chief Executive Officer and Chief Risk Officer in 2012. He was a scholarship student from National University of Management. He graduated his Bachelor of Business Administration (BBA), majored in Accounting and Finance in 1999. Then in 2004, he obtained a Master of Business Administration (MBA), majored in General Management from Preston University, United State of America. He got some 20 years experiences in administrative management, accounting, finance, credit portfolio and risk management across international non governmental organizations and also in banking sectors. Prior to this, he was a Credit Risk Manager with ANZ Royal Bank (Cambodia) Limited where he held the Credit Approval Discretion – CAD to approve loan request for a single customer up to USD 2 Million before promoting to Head of Retail Lending where he looked after the whole retail lending portfolio including SMEs & Home Loans.

Sareth Loy is a seasoned professional with over 18 years of experience spanning banking, financial services, international NGOs, and the education sector. He rejoined SBI LY HOUR Bank in November 2019 as Chief Business Officer and was promoted to Deputy Chief Executive Officer on April 1, 2022, a role he holds to date.

Before rejoining SBI LY HOUR Bank, Sareth held senior executive roles at Cambodia Post Bank Plc, ANZ Royal Bank, AMRET Microfinance Institution, and the United Nations Development Programme (UNDP). He also contributed to the education sector through leadership roles at the International School of Phnom Penh (ISPP).

Sareth is a Fellow Chartered Management Accountant (FCMA) and Chartered Global Management Accountant (CGMA), jointly awarded by the UK-based Chartered Institute of Management Accountants (CIMA) and the American Institute of Certified Public Accountants (AICPA). He is also a Chartered Banker, jointly awarded by the UK-based Chartered Banker Institute (CBI) and the Asian Institute of Chartered Bankers (AICB). Additionally, he is a Certified Management Accountant (CMA), accredited by the Institute of Certified Management Accountants, Australia.

He holds an MBA in Financial Management from the Royal University of Law and Economics (RULE) and a BA in Accounting
from Maharishi Vedic University (MVU).

Before joining the Bank, he started his career at an international audit firm for a few years before taking on many different Executive Positions such as Secretary General, COO, Finance Director, Supply Chain Director, and Production Director. During that time, he has contributed to transforming a European Union funded project into a major social business.

In his early life spending over two (2) decades in France, Mr. Kernem Vidano has earned three (3) different degrees in Political Sciences, Economy, Finance, and Business.

In 2020, he first joined SBI LY HOUR Bank Plc. as Board of Director, and he definitely outshined during his tenure.

Proven by his extensive leadership, diverse professional experience, key milestones, commitments, and dedication to the Bank’s Vision and Mission, we are confident that Mr. Kernem Vidano will continue to level up the bar.

Mr. Him Seila was appointed as Chief Retail Financial Service Officer for SBI LY HOUR Bank in October 2022. Prior to that. Mr. Him Seila held various management positions in leading regional banks and microfinance Institutions.

Mr. Him Sella holds an MBA in Management from the National Institute of Business and a bachelor's degree in marketing and computer science.

Mr. Phat Reatana joined LY HOUR Microfinance as Chief of Internal Audit Officer in June 2018. He graduated with a Bachelor’s of Business Administration in Accounting from the National University of Management in Cambodia and obtained a Masters of Business Administration in field of Finance at Charles Stuart University, Australia. He has more than 20 years’ experience in Microfinance Activities in one accredited MFI in Cambodia in various positions such as an Internal Auditor, then was promoted as Head of Internal Audit in May 1999, appointed as Head of Risk Management and Compliance in May 2010. During this period, Reatana did very great achievement to set up an Internal Audit Function and Risk Management Function in Institution.

Mr. Borat had more than 13 years of experience in auditing banking and financial institutions, as well as other industries in Cambodia, with KPMG Cambodia Ltd. During this time, he spent 1.5 years working in the KPMG Los Angeles Office in the United States of America. He also worked as a management consultant for IFRS conversion projects, internal control assessments, credit risk modelling, and financial projection due diligence for mergers and acquisitions (M&A) and IPO purposes.

He has held senior executive roles with primary responsibilities related to client engagements, strategy setting, budgeting and financial projections, and analytical financial reporting for executive management and the Board.

In terms of professional qualifications, he holds a bachelor’s degree in business administration (BA) from Build Bright University. He was awarded the Chartered Financial Analyst (CFA) Institute Investment Foundations Certificate in September 2021. He is also a Fellow Member of the Association of Chartered Certified Accountants (ACCA), UK. Currently, he is pursuing the final level (3) of the Chartered Banker (CB) program from the Chartered Banker Institute (CBI) and the Asian Institute of Chartered Bankers (AICB).

Mr. Teang Sreng is the Chief of Staff of SBI LY HOUR Bank. He has more than twenty three years of experience in various sectors especially in Banking and Financial Institution (BFIs). He works as human resource strategic and business partner and being a member of executive committee in Amret MDI, and Prince Bank for more than 15 years. He is well-rounded in learning and development (L&D), human resource strategy, human resource management system (HRIS) and Learning Management System (LMS) management. Mr. Teang Sreng holds a Master of Business Administration major in general management (MBA) from Build Bright University, a Bachelor of Business Administration (BBA) in marketing from national university of management and a Bachelor of Education (Bed.) in TEFL from Institute of Foreign Languages (IFL) English Department. He also attended Human Resources Executive (HR C suit) and Strategy Execution from Harvard Business School, Microfinance Management from Boulder and other various short and specialized training courses both local and international professional training academy.

Mr. Va Luong Sorin serves as the Chief Information Technology Officer at SBI LY HOUR BANK, bringing extensive experience in IT leadership, digital transformation, and banking technology. Prior to joining SBI LY HOUR BANK, He was the Chief Information Officer and Chief Information Security Officer at one of the biggest commercial bank in Cambodia, where he led & chaired the IT Strategy, IT Committee, digital initiatives, a member of EXCO and Risk Management Committee for over a decade.

Mr. Sorin holds a Master of Science in Information Technology and has participated in various training programs both locally and globally, further enhancing his expertise in IT governance, IT Project Management, cybersecurity, BCP, fintech integration, and digital banking solutions.

Mr. Visal has more than 11-year working experiences in commercial banking sector - internal audit, compliance, and risk management.
He graduated Master Degree in Accounting and Finance from La Trobe University, Australia, Bachelor Degree in Finance and Banking from National University of Management, and Bachelor Degree in Computer Science from Royal University of Phnom Penh.
He has also been certified within key professions- Certified Expert in Risk Management from Frankfurt School of Finance & Management, Germany, Advanced Certification in AML from International Compliance Association (ICA), the United Kingdom, and Regulatory Compliance from the Institute of Banking Finance (IBF), Cambodia.