VISA PLATINUM CREDIT CARD

VISA PLATINUM CREDIT CARD

SBI LY HOUR Bank’s Visa Credit Platinum Card, a high-end credit card, will offer a wide The range of experiences and benefits is designed with perfection only for customers who focus on VIP services, including the highest security, privacy, and exclusive access to airports, hotels, restaurants, and more worldwide.

Benefits

  • There are notifications at all times of the transaction.
  • Payment can be made on any POS machine.
  • Get 1% cash back on all expenses.
  • Purchase transaction up to $300,000.
  • Cash withdraw up to $40,000.
  • Get travel insurance up to $1,000,000
  • Quickly and securely for online payment.
  • Accessible to Over 1300 Airport Lounges Worldwide for Gold and Platinum Member.

How to Apply Card

How to Apply Card
Please visit our branches nearest to you and our team will warmly welcome and help you to apply the card or contact

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FAQ

Q1: How are my online purchases secured with Visa?

A: Visa has developed a program that helps confirm your identity when you make an online purchase. There’s no need to download anything, install software, or register your account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud. This is one way SBI LY HOUR Bank and Visa have teamed up to secure your accounts.

Q2: What is the benefit for consumers?

A: Through this program, you have an added layer of protection that prevents the unauthorized use of your Visa card while shopping online. This service helps us know you’re really you and most importantly it protects you from fraud.

Q3: Is my personal information safe and secure?

A: Yes. Your information is transmitted using a high level of encryption and is stored on a secure server.

Q4: Does this Visa service cost me anything?

A: No. There are no costs associated with this service.

Q5: How will I know if my online purchase has this added layer of protection?

A: This service will automatically work at checkout at any of Visa's participating online merchants. Remember, there’s no need to download anything, install software, or register for an account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud. Lastly, if you see the following Visa Secure badge on participating online merchants’ websites this also indicates the use of this service.

Q6: Can I still use my SBI LY HOUR Visa card at online merchants that are not participating in the program?

A: Yes, your SBI LY HOUR card will continue to function as normal if the merchant does not participate in this program. Our transactions will still be protected by multiple layers and there will be no liability for fraudulent purchases.

Q7: Can I use credit and debit cards?

A: When you're done shopping, proceed to the merchant's payment page. Once you complete the transaction, you may be prompted to verify your identity if further verification is required. It's especially important to be careful when your card isn't present. This extra verification step helps ensure that the person using your card is you.

Q8: What happens when I finish shopping?

A: Yes! This service was designed for both Visa credit and debit cards when shopping online. When you use your Visa debit card, your online transaction experience will be similar to a credit transaction.

Q9: If I do encounter this extra verification step, what will the extra check be?

A: SBI LY HOUR Visa has a number of tools that can help verify your identity such as one-time passcode or biometrics. If you encounter this extra step, simply follow the instructions on your screen to verify your identity.

Q10: I see the Visa logo when I’m going through the extra check. What’s this about?

A: If you do encounter this extra verification step, Visa helps transmit the information being shared between the merchant and us. The Visa logo is there to give you peace of mind that the transmission is secure.